Free guides & checklists
Practical resources to download — no cost.
group RRSP Setup Guide for Alberta EmployersA plain-English, step-by-step guide on how to set up a group RRSP in Alberta — matching, payroll, costs and trade-offs, from an independent advisor.Get it →
group RRSP vs DPSP: Employer Comparison GuideA plain-English group RRSP vs DPSP comparison for Alberta employers. Learn how each works, the trade-offs, and how to choose the right structure.Get it →
Group Retirement Plan Checklist for Alberta BusinessesA practical group retirement plan checklist for Alberta employers weighing a group RRSP, DPSP or group pension. Plain-English steps, no jargon.Get it →
group RRSP Basics
What a group RRSP is, how it works, and how it differs from a personal RRSP.
What Is a group RRSP and How Does It Work?A plain-English guide to how a group RRSP works for Alberta employers: contributions, matching, payroll deductions, tax treatment, and what to set up.Read →
group RRSP vs Personal RRSP: What's the Difference?A plain-English comparison of a group RRSP vs a personal RRSP for Alberta employers and staff — how contributions, payroll, matching and fees actually differ.Read →
How Does a group RRSP Work for an Alberta Employer?A plain-English guide to how a group RRSP works for an Alberta employer: matching, payroll deductions, tax treatment, costs, and how it compares to a DPSP.Read →
Why Offer One
How a group retirement plan helps Alberta employers attract and keep staff.
Why Should an Alberta Employer Offer a group RRSP?A plain-English look at why Alberta employers offer a group RRSP: retention, tax deductibility, lower cost than a pension, and the trade-offs to weigh first.Read →
Can a group RRSP Help Attract and Retain Employees?A plain-English look at how a group RRSP works as a retention tool for Alberta small businesses — matching, costs, trade-offs, and what to ask before you sign.Read →
Is a group RRSP Worth It for a Small Alberta Business?A plain-English look at whether a group RRSP is worth it for a small Alberta business: real costs, tax treatment, retention value, and what to ask before you sign.Read →
RRSP vs DPSP vs Pension
The group retirement structures — and which fits your business.
group RRSP vs DPSP: Which Is Right for Your Business?A plain-English comparison of a group RRSP vs DPSP for Alberta small businesses — how each works, tax treatment, vesting, and which fits your goals.Read →
group RRSP vs Pension Plan (DCPP): What's the Difference?A plain-English Alberta guide to group RRSP vs pension plan (DCPP): how each is structured, who controls the money, locking-in, cost and which fits your business.Read →
Group Retirement Options for Alberta Employers Explainedgroup RRSP, DPSP, or DC pension? A plain-English guide to group retirement options for Alberta employers — how each works, costs, and trade-offs.Read →
Matching, Cost & Payroll
How employer matching, contributions, payroll and cost actually work.
How Does Employer Matching Work in a group RRSP?A plain-English guide to how employer matching works in a group RRSP for Alberta businesses — match formulas, tax treatment, payroll, and vesting.Read →
How group RRSP Payroll Deductions WorkA plain-English guide to how group RRSP payroll deductions and employer matching work for Alberta employers, including tax and setup mechanics.Read →
How Much Does a group RRSP Cost an Employer?A plain-English breakdown of what a group RRSP actually costs an Alberta employer — matching contributions, fees, payroll tax and admin — with a worked example.Read →
Setup & Administration
How to set up and run a group retirement plan the right way.
How to Set Up a group RRSP for Your Business (Step by Step)An Alberta owner's step-by-step guide to setting up a group RRSP: plan design, matching, payroll, carrier selection, costs, and the mistakes to avoid.Read →
How Is a group RRSP Taxed for Employer and Employees?group RRSP tax treatment in Alberta, explained plainly: employer contributions, payroll tax, deductions, and how it differs from a DPSP or pension.Read →
group RRSP vs HSA vs Group Benefits: Offer First?Deciding between a group RRSP, HSA or group benefits for your Alberta business? A plain-English breakdown of what each does, the trade-offs, and where to start.Read →
Not sure where to start?
Tell us about your team and we'll point you to the right plan.